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| 401(k) |
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| Is your current 401(k) plan actively managed at NO EXTRA FEE??? |
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| Does your current 401(k) advisor have a trained staff of performance analysts watching your portfolio at NO COST TO YOU??? |
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| Are your annual fees and
compliance testing fees as low as they can be? |
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If your answer is "no" to any
of these, maybe Granite Benefits can help. Through our
principle company, Granite Financial Group, we set up
and manage 401(k) programs for businesses like yours...but
with the "Granite Edge."
Each company is unique in its 401(k) needs. Some companies
benefit from a group annuity approach - others from a
Net Asset Value approach. Some companies benefit from
a third-party administrator for compliance testing, reporting,
etc. Others benefit from the fund company management model.
There are as many ways to structure a 401(k) as there
are companies. Which one is right for you? That is where
the Granite companies can help you.
We cull from the industry leaders in 401(k) providers
and managers to find the right plan structure for you
and your company. But that is only the beginning. Once
a structure is in place, the investment choices must be
appropriate, actively researched, and constantly watched
for your benefit. Too often we have seen companies with
existing 401(k)'s that have had NO CHANGES in investment
options in many years! Often this has resulted in under-performing
programs.
At Granite, we re-analyze each portfolio at least yearly
to determine if certain investments need to be added or
deleted from the program. Our staff of investment analysts
pours over research from around the globe (gathered at
our expense from economic analysts of stature) into performance
models that reflect our projections for the coming year,
and years.
You and your employees will have access to personal consultation with us about plan options. We will assess each person's needs, goals, and desires, and format their 401(k) to best be able to meet their goals.
The 401(k) is often the "forgotten" benefit–the "Oh, I've got my money in some funds through my 401(k)," approach to retirement planning. This is NOT GOOD ENOUGH for your employees or YOU! It's time you treat your 401(k) as importantly as your health insurance benefits. The future depends upon it. |
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| GRANITE BENEFITS, Inc. |
1670 Keller Parkway, Suite 200 • Keller, Texas 76248
Additional offices in Arlington and Cleburne
817.379.0330 • 800.988.4321 • Fax 817.337.8100
© 2005 Granite Estate |
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